Lic Claim Form You Will Never Believe These Bizarre Truth Of Lic Claim Form

The accompaniment customer disputes redressal agency has asked the LIC to pay Rs 14.81 lakh to the ancestors of a man who died of lung cancer, abnegation the insurer’s affirmation that he had carefully not appear his diabetes and that he had undergone a surgery.



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The SCDRC agreed with the altercation that diabetes did not crave approved medication and the man’s afterlife had annihilation to do with his accomplished operation. The adjustment by DR Shirasao, authoritative administrative member, and AK Zade, member, came on a complaint of Mulund citizen Shubhalaxmi Shankar Shetty.

As per case papers, asleep K Shankar Shetty had bought two behavior from the Life Allowance Corporation (LIC) – Jeevan Tarang with Rs 19.75 as the sum assured and Samridhi Plus for which the sum assured was Rs 2.75 lakh.

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Shetty was diagnosed with blight in the appropriate lung in September 2011 by Tata Memorial Hospital.



In February 2012, he was accepted to a clandestine hospital for activity and cough.

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There too he was diagnosed with lung cancer. He died in the hospital in the aforementioned month, bidding his ancestors to book claims with LIC.

While LIC paid Rs 2.75 lakh as covered by Samridhi Plus policy, it alone the affirmation beneath Jeevan Tarang adage Shetty had not appear his bloom action while bushing the form. His ancestors said an LIC abettor had abounding the anatomy and Shetty had alone active on it. They insisted that Shetty wasn’t acquainted that he had to accommodate capacity about his diabetes and accomplished surgery.

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LIC alone the altercation adage the insurer couldn’t affirmation that he did not apperceive the capacity of the form.

At the commission, it was argued that Shetty was not on abiding medication for diabetes and he had kept it in ascendancy through exercise. His ancestors additionally argued that the operation he had undergone in 2007 was not affiliated to his death.

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Favouring Shetty’s family, the agency said, “Admittedly as afterlife of asleep had taken abode due to lung cancer, the actuality of diabetes or antecedent operation of asleep had no affair with the account of afterlife of deceased. In appearance of the cardinal on which Learned apostle actualization for complainants relied it has become bright that if in beard of any actuality there is no counterfeit ambition of asleep and it has no absolute antecedent with the account of afterlife of asleep again alone on that arena affirmation in account of allowance action of asleep should not be repudiated.”

The agency accustomed the affirmation on a non-standard base to the admeasurement of 75%. It directed LIC to pay Rs 14.81 lakh with 9% absorption from the date of afterlife of the deceased. It additionally ordered LIC to pay Rs 10,000 as an added cost.

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